The Balance Sheet (Wishing Bear Farewell)

The Balance Sheet (Wishing Bear Farewell)The Balance Sheet (Wishing Bear Farewell)Approximate market value of Bear Stearns shares in billions of dollars in January 2007 20,000,000,000 Length of shareholder meeting in minutes during which Bear shareholders approved the purchase by JPMorgan for $10a share 10 Bid on eBay in dollars for Bear Stearns Residential Mortgage coffee mug at 1022 a.m. this morning (approximately 30 minutes before shareholders approved the JPMorgan deal) 2.24 Bid on eBay in dollars for Bear Stearns Residential Mortgage coffee mug at 1242 p.m. this morning (approximately 90 minutes after shareholders approved the JPMorgan deal) 15.50 Percent rise in bid 692 JPMorgans initial expected approximate cost of acquiring Bear Stearns in dollars 6,000,000,000 Realistic estimate of JPMorgans cost of acquiring Bear Stearns in dollars, after it took on half of Bears operating losses 9,000,000,000 Number of executives working in the investment banking division at JPMorgan one week ago 1,000 Number of JPMorgan investment banking executives laid off over the past week 200 Percent of JPMorgan mergers and acquisitions bankers who were recently told they no longer have jobs 50 Approximate percent of Bear Stearns employees that will be retained by JP Morgan 45 Number of announced bank layoffs worldwide since August 2007 65,000 Bear Stearns life span in years 85 Age at which Warren Buffet filed his first income tax return, on which he deducted his bicycle as a work expense for $35 13 Amount of subordinated debt that Wrigley will tap from Buffets Berkshire Hathaway in dollars to complete its deal with Mars 4,400,000,000 Approximate size of the Mars-Wrigley deal financed by JPMorgan in dollars 23,000,000,000 Year that Juicy Fruit, the oldest Wrigleys brand, welches introduced in the U.S. 1893 Rank of Juicy Fruit among gum brands bought by U.S. children 1 Advisory fee in dollars collected by Goldman Sachs for its part in the Mars-Wrigley deal 46,000,000 Fees in do llars collected by Morgan Stanley for its advice in the merger between Northwest and Delta 42,000,000 Number of deals that have ever produced more than $40 million in fees to an individual bank 5

Customize this Outstanding Entry Level Loan Officers and Counselors Resume Template

Customize this Outstanding Entry Level Loan Officers and Counselors Resume TemplateCustomize this Outstanding Entry Level Loan Officers and Counselors Resume TemplateYour resume is the document that introduces you to the working world, so it needs to have a fully professional appearance, especially if youre seeking an entry-level position in a competitive field. Choosing the right design and laying out the information clearly can help hiring managers feel confident about you.If youre seeing an entry-level position as a loan officer or counselor, you need to highlight previous banking, real estate, or finance positions youve held. Your prospective employer will also want to see that you have an employment history of gruppework and working well with customers.Check out the entry-level loan officers and counselors resume sample to figure out the best way to show off your skills and experience on paper. Create ResumeGabriel Campbell100 Main Street, Cityplace, CA, 91019 Home(555) 322-7337 Cell (555) 322-7337 example-emailexample.comSummaryEnthusiastic Loan Officer who provides excellent customer service throughout the loan origination process. Consistentlyexceeds sale expectations. Self-motivated professional highly proficient in developing creative solutions andimplementing objective decision making. Maintains positive attitude and works hard to build team relationships.Knowledgeable and innovative finance, sales and marketing professional whose success is based on integrity,exceptional customer service, efficiency and ambition.ExperienceMember Relationship Specialist IIIJune 2005 to Current, VYSTAR CREDIT UNION Orange Park, FLPerformed daily maintenance of the loan applicant databaseEducated customers on the variety of loan products and available credit optionsAnalyzed applicants financial status, credit and property evaluation to determine feasibility of granting loanProvided expert financial advice on mortgage and both educational and personal loansExecuted th e loan origination process including ordering credit reportsExperience in opening accounts such as savings, checking, money market and certificate of deposit accountsConsistently exceeded monthly sales goalsSuccessfully ran a special project that helped the companys sales and increased the bottom lineCreated graphs and reports to show progress which were provided directly to managementEducationHIGH SCHOOL DIPLOMA ACCOUNTING, 1990 Phillip Randolph Skills Center-Jacksonville, FLHIGH SCHOOL DIPLOMA 1990, William Raines High School-Jacksonville, FL, United StatesAccomplishmentsPromoted to Member Relationship Specialist level III after 3 yrs of employment.I received Employee of the Quarter Award for being a top performer in my unit.In performance reviews I scored a grade of Outstanding in all 15 categories graded which is expectations.Im a self starter and pro-active.Implemented several strategies that successfully worked in making business run more proficiently.I take pride in accuracy and making sure the job is done correctly the first time.Im considered to be one of the top performers in the Service Center. Customize ResumeEntry-Level Loan Officers and Counselors Resume Questions1. If youve never held an entry-level loan officers and counselors job before, how do you make an entry-level loan officers and counselors resume?It is most difficult to create a resume when you have little or no experience. This is because most resumes rely heavily on the writers previous jobs. To see what a good first job resume looks like, take a look at our entry-level loan officers and counselors resume sample.One of the best approaches to creating an entry-level resume is to focus on your education section. You can also include details about any internship or volunteer work you have done. Using our resume builder makes writing an entry-level resume effortless.2. Whats the best way to show you work well in a team on an entry-level loan officers and counselors resume?The best way t o demonstrate any quality on your resume, whether it is teamwork or something else, is to integrate it into every section of your resume. Working well with others is a vital skill in loan officer and counselor positions, so you should mention it multiple times. It should appear in your summary, skills, and experience sections. You can check the entry-level loan officers and counselors resume sample for ideas of how to include this aspect in your resume.3. What goes in the header of an entry-level loan officers and counselors resume?The header at the top of your resume should include your personal information so the hiring manager can contact you. It should, however, be minimal and almost unbedrngnisiceable. You can see this in action in the entry-level loan officers and counselors resume sample. The information you need to include is your full name, email address, and phone number4. Whats the best format for a resume PDF, MS Word, or txt?There is actually no standard format for resu mes. Most hiring managers do not have an opinion that you use, as long as it is one of the common file types. If a particular hiring manager does require your resume to be in a certain format, he or she will include this information in the job posting. Otherwise, you can use whichever format you are most comfortable with. Remember to focus on the content of your resume by reviewing our entry-level loan officers and counselors resume sample.5. Whats the best length for an entry-level loan officers and counselors resume?Surprisingly, the length of your resume is very important. Resumes that are too short make the applicant look unqualified, and if they are too long you run the risk of the hiring manager losing interest. We recommend making your resume one full page without bleeding onto a second page. If you have more than 10 years of working experience, you can use a second page, but entry-level professionals should limit themselves. The entry-level loan officers and counselors resum e sample demonstrates ways to condense information.More Banking and Financial Services Resumes

How Retiring Baby Boomers Affect the Job Market

How Retiring Baby Boomers Affect the Job MarketHow Retiring Baby Boomers Affect the Job MarketDuring each day of the 18 years from 2011 to 2029, about 10,000 baby boomers are expected to reach the retirement age of 65. The generation is defined as those born between 1946 and 1964, which means the oldest members of the generation reached 65 in 2011, and the youngest members will reach that milestone in 2029. By that year, nearly one-fifth of the U.S. population will be 65 or older. As this generation retires, the technology and IT industries will feel the impact in a few different ways. Some of these changes are great for everyone, while some of them are notlage so great for the baby boomers. Flexibility in the Workplace One of the interesting ways that the aging workforce is changing the way we work is by bringing a measure of flexibility to the office. Companies are finding that employees in this age group require different work conditions. They are less interested in working lo ng hours, less defined by their careers, and much more interested in part-time work. As a result of this trend, quality of life has become a key phrase- job sharing, part-time work, and flex scheduling can be partially attributed to this generations influence. This means you have better chances of finding a company to work for that offers these benefits to everyone since a work-life balance is becoming more important to employers. mora Job Openings As more baby boomers retire, there are fewer replacement workers to take over. This is causing what has been referred to as a huge knowledge gap. Even if the economy is in a downturn, overall, there will still be a need for specialized workers to take over these new openings. More importantly, retiringbaby boomers are much more tech-literate than their parents and will be taking full advantage of social media and internet-connected devices like tablets, smartphones, and smart TVs. This means that technology will be more heavily market ed toward older consumers than in the past, and there could be opportunities for innovation with the influx of new/more frequent users of technology in the coming years. A Later Retirement Age Full retirement at age 65 is not financially viable for many baby boomers, and for those born in 1960 or later, full Social Security benefits wont be available until age 67. As a result, many will need to continue working, at least part-time, to support themselves. This is a double-edged sword if youre seeking employment because the niche you want to fill may still be filled by someone who just cant afford to move on at this time. A good strategy to counter this problem would be to make sure youre super specialized with unique skills and experience such as by learning a new coding language. This way, you dont necessarily have to wait for that position to be vacated to get the saatkorn kind of employment. Wages Increase in Specialized Vacated Positions In the labor market, and specifica lly in the technology job market, when there are jobs available and not enough workers, wages go up to attract and retain the necessary workers. A large group of baby boomer retirements is no exception. Most tech-related positions were projected to have some form of salary increase after 2016, according to the U.S. Bureau of Labor Statistics. Since companies need workers, and because it can take a long time for new workers to acquire the skills needed, tech companies will put pressure on the government to increase the number of new visas approved in a given year- most notably, the H-1B visa, since this is the one most impacted by the tech industry.